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now offer pest inspection (through a state licensed company)
for an additional fee, call for pricing.
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here for a Home Inspection Sample
What
are Home Inspections?
A
home inspection is a visual inspection of the structure and
components of a home to find items that are not performing correctly
or items that are unsafe. Here at Spiva Property Inspection
we also provide our valued customers information on what's good
about your home, not just what's bad.
A home inspection is a non-invasive examination of the condition
of a home, often in connection with the sale of that home. This
is carried out by a home inspector, who usually has special
equipment and training to carry out such inspections. A home
inspection report is then issued by the home inspector. Many
home inspectors use home inspection software.
An inspector
will check the roof, basement, heating system, water heater,
air-conditioning system, structure, plumbing, electrical, and
many other aspects of buildings looking for improper building
practices, those items that require extensive repairs, items
that are general maintenance issues, as well as some fire and
safety issues. Home owners or home buyers often use a home inspection
service before selling or buying their houses. A home inspector
conducts a thorough examination of a home to detect any potential
systems or components requiring attention. A home owner receives
a detailed report of the condition of his/her home so that he/she
can plan for needed repairs and upgrades when it is time to
make them.
A home inspector
is sometimes confused with a real estate appraiser. A home inspector
determines the condition of a structure, whereas an appraiser
determines the value of a property.
A home cannot
"fail" an inspection, as there is no score or passing
grade given. A professional home inspection is an examination
of the current condition of a house. It is not an appraisal.
It is not a municipal inspection, which verifies local building
code code compliance. A home inspector, therefore, will not
pass or fail a house, but rather describe its physical condition
and indicate what components and systems may need a major or
minor repair or replacement.
Why
do I need a home inspection?
Home
inspections can be an important aspect of a real estate transaction
for both the buyers and sellers. In today’s buyer’s
market the old saying “location, location, location”
has now changed to “condition, condition, condition.”
Even today,
people will spend $200 to have a mechanic look at a used car
for defects and to ensure that it is running in proper condition.
The mechanic will look at the electrical, mechanical, and physical
condition of the car and provide a written statement of their
findings to the potential car buyer. This is done on a car that
might only cost $2500-$10,000. When you're dealing with what
might possibly be the biggest investment of your life, it is
just as important to have your home inspected by a qualified
individual or team of individuals before you purchase your home
for what could be $100,000 or more. This is a no brainer!
Buyers:
A buyer needs a home inspection to find out all the problems
possible with the home before moving in and to ensure extra
peace of mind in their investment. Many mortgage loans will
require an appraisal of the property, but an appraisal is not
a home inspection. Emotion or attachment to the property can
cloud a buyer’s better judgment of the condition of the
property they want to purchase. Lew Sichelman article in Realty
Times "Should Home Inspections be Mandatory", addresses
this issue “The inability to cover the high cost of repairing
unforeseen or unknown problems is a major reason buyers default
on their mortgages.” The buyer should also be present
at the time of inspection so that the home inspector can explain
in person and answer any questions the buyer may have.
Sellers:
In most states sellers are required to fill out a property disclosure
for their home prior to listing it on the market. A home inspection
will enable the sellers to honestly fill out the disclosure.
According to Kenneth Austin’s article “Pre-Inspection
Peace of Mind” in Realtor Magazine, “With a home
pre-inspection, sellers have the opportunity to address any
defects an inspector might find and have them repaired before
a possible buyer even sees the house. That gives the seller
and sales associate peace of mind that the property they’re
listing has no surprises awaiting them in the contract or appraisal.”
He further explains that a pre-inspection can “Eliminate
last-minute price negotiating and the possibility that buyers
might develop cold feet regarding a sale once their buyer inspection
uncovers a needed repair, often bringing into question the whole
purchase.”
What
should be inspected?
Professional
and qualified home inspectors are fully trained in the proper
operation of all commonly found home systems which generally
include:
-
Structural
Components: Foundations, floors and walls.
-
Exterior
Components: Siding paint, windows, decks, garage doors, landscaping,
elevation, drainage, driveways, fences, trim, windows, doors,
etc.
-
Roofing:
Coverings, flashings, chimneys, framing, etc.
-
Plumbing:
Piping, fixtures, faucets, water heating and fuel storage
systems, toilets, showers, sinks, etc.
-
Electrical:
Wiring, main service panels, conductors, switches, receptacles,
etc.
-
Heating:
Equipment, safety controls, distribution systems, chimneys,
etc.
-
Air
Conditioning and Heat Pumps: Cooling and air-handling equipment,
controls and ducting, etc.
-
Interior:
Partitions, ceilings, floors, railings, doors and windows,
etc.
-
Insulation
and Ventilation: Attics, walls, floors, foundations, kitchen
and bathrooms, etc.
-
Appliances:
dishwasher, range and oven, built-in microwave, garbage disposal,
and smoke detectors, etc.
Is
there anything I can do to prepare for the home inspection?
1. Clean the house
2. Be on time
3. Leave the utilities connected
4. Provide workspace around furnace and water heaters
5. Keep pilot lights ignited
6. Provide access to attic and garage
7. Leave keys for outbuildings and electrical boxes
8. Clear away brush from exterior inspection points
9. Provide repair documents
10. Plan to be present to ask questions
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